Credit Cards PRODUCT FEATURES AND BENEFITS
ANNUAL
FEE/RENEWAL
FEE (in Rs.)
FIRST YEAR FEE WAIVER
(One of the below criteria has to
be met within first 90 Days)
LIFETIME FREE
(Opt for one of the below within
first 90 days)
RENEWAL FEE
WAIVER
(Spend minimum
of this amount in
12 months of card
issuance to get
waiver on next
year Fee)
Get 5% of your spends as Fuel Points (FP) at IndianOil Fuel outlets on your
IndianOil HDFC Bank Credit Card (Earn up to 250 FP in a month for the first
6 months, post which earn up to 150 FP in a month)
Earn 5% of your Grocery Spends as Fuel Points
(Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
Earn 5% of your bill payments as Fuel Points
(Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
Earn 1 FP per Rs.150 spent on other purchases
Redeem FP for FREE fuel at IndianOil outlets
Fuel surcharge waiver of 1%.
( up to Rs. 250 per statement cycle)
Annual/Renewal Fee Rs.500, Renewal fee waived on Rs.50000 spends in a
year
Redeem RPs as CashBack (100 RPs = Rs 20)
Earn 2X RP on ALL online transactions
E-gift voucher worth Rs.500 on spends of Rs.50,000 in a calendar quarter
Fuel surcharge waiver of 1%
(up to Rs. 250 per statement cycle)
Exciting gift options to choose from an exclusive rewards catalogue at
applicable redemption rate
Convert RPs into Air Miles of leading domestic & international airlines
Zero Lost Card liability post reporting of the loss of card
Auto EMI conversion of transactions >=Rs 10,000.
Tenure = 9 months, ROI = 20%, Proc. Fee = Rs 99
5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months)
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs
750 p.m.
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max
cashback of Rs 750 p.m.
Cashback is credited as cashpoints. Redeemable against statement balance
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter
25% discount on movie tickets @ BookMyShow & other select partners
Up to 15% off at participating restaurants
Live GPS location based online & offline offers across 365 days on Times
Card Web App ( www.hdfcbank.timescard.com)
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends
Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months)
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs
750 p.m.
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max
cashback of Rs 750 p.m.
Cashback is credited as cashpoints. Redeemable against statement balance
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter
25% discount on movie tickets @ BookMyShow & other select partners
Up to 20% off at participating restaurants
Live GPS location based online & offline offers across 365 days on Times
Card Web App ( www.hdfcbank.timescard.com)
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends
Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
IndianOil HDFC Bank
Credit Card
Platinum Times HDFC
Bank Credit Card
Titanium Times HDFC
Bank Credit Card
HDFC Bank EasyEMI
Credit Card
HDFC Bank
MoneyBack Credit
Card
HDFC Bank Millennia
Credit Card
(Also a part of Travel
and Lifestyle segment)
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
Do min two txns per month for first
three months consecutively
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
4. Opt for SmartPay (Excluding
Prepaid)
5. Opt for OneAssist
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
Life Time Free is not Offered for
this Card
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
4. Opt for SmartPay (Excluding
Prepaid)
5. Opt for OneAssist
Life Time Free is not Offered for
this Card